Violence against women migrant workers A/RES/74/127 on, inter alia, the costs and benefits of migration, rights and benefits to whic h they are entitled in the countries of origin and employment, overall conditions in countries of employment and procedures for legal migration, as well as to ensure that laws and policies governing recruiters, employers and intermediaries promote adherenc e to and respect for the human rights and, where applicable, labour rights of migrant workers, particularly women; 17. Encourages all States to remove obstacles that may prevent the transparent, safe, unrestricted and expeditious transfer of remittances of migrants to their countries of origin or to any other countries, including, where appropriate, by reducing transaction costs and implementing woman-friendly remittance transfer, savings and investment schemes, including diaspora investment schemes, in conformity with applicable national legislation, and to consider, as appropriate, measures to solve other problems that may impede women migrant workers ’ access to and management of their economic resources; 18. Encourages States to consider designing and implementing financial literacy training programmes for women migrant workers and, where appropriate, their families, and other programmes that may contribute to the full development impact of migration; 19. Encourages Governments to consider increasing the labour participation of and employment opportunities for women migrant workers, including those in domestic work, through the recognition of their skills, qualifications and competences, which will enhance their ability to transition from one job or e mployer to another, and, where appropriate, in order to facilitate their entry into the formal sector; 20. Calls upon States to address the structural and underlying causes of violence against women migrant workers, including through education and dissemination of information and by raising awareness of gender-equality issues, promoting their economic empowerment and access to decent work and, where relevant, their integration into the formal economy, in particular in economic decision-making, and promoting their participation in public life, as appropriate; 21. Calls upon Governments to promote access to adequate, quality and affordable health-care services and quality education for women migrant workers and their accompanying children; 22. Also calls upon Governments to recognize the right of women migrant workers and their accompanying children, regardless of their migratory status, to have access without discrimination to emergency health care, including in times of humanitarian crises, natural disasters and other emergency situations, and in this regard to ensure that women migrant workers are not discriminated against on the grounds of pregnancy and childbirth and, in accordance with national legislation, to address the vulnerabilities to HIV experienced by migrant populations and support their access to HIV prevention, treatment, care and support; 23. Encourages Governments to ensure the appropriate use of voluntary and confidential HIV testing and pregnancy testing to prevent unwarranted barriers pri or to and during migration; 24. Encourages States to protect women migrant workers, including domestic workers, from becoming victims of trafficking in persons, through the implementation of programmes and policies that prevent victimization and through the provision of protection and access to justice, as well as medical and psychological assistance, where appropriate; 19-22222 9/13