A/RES/58/206 (b) Designing savings schemes that are attractive to the poor, and to poor women in particular; (c) Undertaking research to learn more about the characteristics, financial needs and performance of businesses owned by women; (d) Working towards equal treatment for women clients through comprehensive gender-awareness training for staff at all levels and better representation of women in decision-making positions; 18. Requests Governments to ensure the full and equal participation of women in decision-making and in policy formulation and implementation at all levels so that their priorities, skills and potentials can be adequately reflected in national policy; 19. Calls upon Governments to promote, inter alia, through legislation, family-friendly and gender-sensitive work environments, the facilitation of breastfeeding for working mothers and the provision of the necessary care for working women’s children and other dependants and to consider promoting policies and programmes, as appropriate, to enable men and women to reconcile their work, social and family responsibilities; 20. Expresses its concern that the HIV/AIDS pandemic reinforces gender inequalities, that women and girls bear a disproportionate share of the burden imposed by the HIV/AIDS crisis, that they are more easily infected, that they play a key role in care and that they have become more vulnerable to poverty as a result of the HIV/AIDS crisis; 21. Calls upon the international community to make efforts to mitigate the effects of excess volatility and economic disruption, which have a disproportionately negative impact on women, and to enhance trade opportunities for developing countries in order to improve the economic situation of women; 22. Urges the international community, the United Nations system and relevant organizations to give priority to assisting the efforts of developing countries to ensure the full and effective participation of women in deciding and implementing development strategies and integrating gender concerns into national programmes, including by providing adequate resources to operational activities for development in support of the efforts of Governments to ensure full and equal access of women to health care, capital, education, training and technology, as well as full and equal participation in all decision-making; 23. Recognizes that a substantial increase in official development assistance and other resources will be required if developing countries are to achieve the internationally agreed development goals and objectives, including those contained in the United Nations Millennium Declaration,3 and that in order to build support for official development assistance, cooperation will be needed in further improving policies and development strategies, both nationally and internationally, to enhance aid effectiveness; 24. Urges developed countries that have not yet done so to make concrete efforts towards the target of 0.7 per cent of gross national product as official development assistance to developing countries and 0.15 to 0.20 per cent of the gross national product of developed countries to least developed countries, as reconfirmed at the Third United Nations Conference on the Least Developed 5