technologies. Strategic objective A.2. Revise laws and administrative practices to ensure women’s equal rights and access to economic resources Actions to be taken 61. By Governments: (a) Ensure access to free or low-cost legal services, including legal literacy, especially designed to reach women living in poverty; (b) Undertake legislative and administrative reforms to give women full and equal access to economic resources, including the right to inheritance and to ownership of land and other property, credit, natural resources and appropriate technologies; (c) Consider ratification of Convention No. 169 of the International Labour Organization (ILO) as part of their efforts to promote and protect the rights of indigenous people. Strategic objective A.3. Provide women with access to savings and credit mechanisms and institutions Actions to be taken 62. By Governments: (a) Enhance the access of disadvantaged women, including women entrepreneurs, in rural, remote and urban areas to financial services through strengthening links between the formal banks and intermediary lending organizations, including legislative support, training for women and institutional strengthening for intermediary institutions with a view to mobilizing capital for those institutions and increasing the availability of credit; (b) Encourage links between financial institutions and non-governmental organizations and support innovative lending practices, including those that integrate credit with women’s services and training and provide credit facilities to rural women. 63. By commercial banks, specialized financial institutions and the private sector in examining their policies: (a) Use credit and savings methodologies that are effective in reaching women in poverty and innovative in reducing transaction costs and redefining risk; (b) Open special windows for lending to women, including young women, who lack access to traditional sources of collateral; (c) Simplify banking practices, for example by reducing the minimum deposit and other requirements for opening bank accounts; -24-