3. Further urges Governments to include gender perspectives in all the guidelines for economic and social policies and to increase their capacities and capabilities in gender-responsive and gender-sensitive planning of development programmes; 4. Urges Governments to foster and ensure access of women to income-generating activities as a means of stimulating economic independence, a basic requirement for women’s self-sufficiency; 5. Urges Governments to identify their own quantitative and qualitative national targets in such fields as education and training, employment, entrepreneurship, health and women in public life, with a view to the full integration of women in development, and to commit adequate resources for use by women and gender-sensitive development programmes; 6. Recommends that Governments create and strengthen national machinery for the advancement of women, placing it at the highest level, and that they ensure the greater involvement of such machinery in the political, economic and social planning processes by providing it with adequate resources and qualified personnel; 7. Also recommends that Governments, intergovernmental organizations, international donor agencies and non-governmental organizations further develop gender-oriented research in all development areas, particularly by the involvement of national research institutes, and promote specific measures in the field of training in gender analysis programmes for development decision makers and the relevant staff involved in policy and programme areas, in addition to implementation processes; 8. Calls upon Governments, intergovernmental organizations, international financial and other relevant institutions and non-governmental organizations to promote measures to stimulate the economies of developing countries and the full integration of women in the development process and to provide financial services on the basis of equal opportunity for women and men, while avoiding adverse effects on their well-being, particularly that of vulnerable groups; 9. Calls upon donor Governments and international financial institutions to provide adequate and timely support for the efforts of the developing countries, particularly the least developed countries, in reducing the negative effects of the external debt burden, structural adjustment policies and adverse terms of trade, with a view to integrating women in mainstream development; 10. Urges all States to work for the achievement of the goals endorsed in the Geneva Declaration for Rural Women 20/ and all organs, organizations and bodies of the United Nations system to take into account the goals of the Geneva Declaration in carrying out their programmes, and invites the relevant governing bodies to consider the adoption of specific measures, within their respective fields of competence, with a view to meeting the special needs of rural women in the light of the Geneva Declaration; 11. Appeals to Governments, donor countries, international organizations and appropriate national and international financial institutions to make greater efforts to support the establishment of cooperative rural banks and other development-related institutions to assist women, particularly those engaged in small- and medium-scale productive activities; -17-