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Financialization of housing and the right to adequate housing 2017, para. 16
- Paragraph text
- State compliance with the right to adequate housing must ultimately be assessed in relation to the circumstances of rights-holders. A human rights framework for addressing the financialization of housing must challenge the way in which accountability to the needs of communities and the human rights obligations of Governments has been replaced with accountability to markets and investors. Mechanisms must be established for rights-holders to be fully heard and engaged in decisions that affect them. States must ensure that financial institutions and investors are responsive to the needs of marginalized communities, behave in a manner that is consistent with the full realization of the right to adequate housing and provide complaints procedures and access to effective remedies.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 52
- Paragraph text
- The excessive financialization of housing is directly related to systemic patterns of inequality in investment treaties and in domestic law that fail to recognize the paramountcy of human rights over investor interests and deny access to justice for those whose right to housing is at stake. Ensuring meaningful accountability of financial institutions and private actors to the right to housing will require a significant transformation of current systems of law and accountability and new avenues of access to justice at the local, national and international levels.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Person(s) affected
- All
- N.A.
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 67
- Paragraph text
- Policy responses to the financialization of housing have tended to prioritize support for financial institutions over responding to the needs of those whose right to adequate housing is at stake. Spending on bailouts of banks and financial institutions after the 2008 financial crisis far outstripped spending to provide assistance to the victims of the crisis. In fact, many national Governments made substantial cuts to their housing programmes. As noted above, the World Bank continues to promote "financial liberalization" rather than active State intervention in housing provision in emerging economies, despite the evidence that financialization generally increases inequality and fails to address the needs of the millions of households living in situations of homelessness or grossly inadequate informal housing.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Humanitarian
- Poverty
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 41
- Paragraph text
- In circumstances where Governments should be relying on positive measures and resource allocation to provide housing to households affected by economic downturns and widespread unemployment, many have been held accountable to austerity measures imposed by creditors. They have agreed to dramatically reduce or eliminate housing programmes, privatize social housing and sell off massive amounts of housing and real estate assets to private equity funds.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 48
- Paragraph text
- In Egypt, after Prime Ministerial Decree No. 350/2007 removed restrictions on foreign purchases of property, land prices more than doubled in many areas, rising at a rate of 148 per cent per year between 2007 and 2011. Extension of credit for housing has been largely restricted to higher income households in Cairo and Giza, and approximately 3 million homes have been left empty or unfinished by their owners in urban areas. Poverty continues to increase and more than 12 million people live in informal housing.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Poverty
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 42
- Paragraph text
- As noted by the Institute for Human Rights and Business, global financial institutions with representations from central bank governors and ministers of finance, "seem generally remote from stakeholder engagement. These institutions are independent self-governing bodies with their own rules of procedure and are not directly accountable to the public." Governments relying on the financial system and financialized housing assets to service their own debt are not encouraged by global financial institutions to manage housing systems for compliance with human rights. They are more likely to be urged to cut housing programmes and social protection programmes to comply with the demands and economic theories of financial corporations and credit agencies.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Economic Rights
- Governance & Rule of Law
- Person(s) affected
- All
- N.A.
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 61
- Paragraph text
- In that case, the author was able to remain in her home and the Committee did not address the question of whether foreclosure and eviction from housing, potentially into homelessness, was a reasonable remedy in the case of mortgage or rent default or whether it was consistent with State obligations to respect the right to adequate housing. It is hoped that the issue will be subject to consideration and clarification by the Committee and other human rights bodies in future cases. In the Special Rapporteur's view, the all too common practice of depriving people of their homes as a remedy for outstanding mortgage or rental arrears should be subject to more rigorous human rights review than it has received to date from domestic courts and international human rights bodies.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 21
- Paragraph text
- The 2008 global financial crisis revealed the fragility, volatility and predatory nature of financialized housing markets and the potential for catastrophic outcomes both for individual households and for the global economy. In the United States of America, there were an average of 10,000 foreclosures per day in 2008, and as many as 35 million individuals were affected by evictions over a five-year period. Not only had people lost their homes but they faced personal financial ruin.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 1
- Paragraph text
- The expanding role and unprecedented dominance of financial markets and corporations in the housing sector is now generally referred to as the "financialization of housing". The term has a number of meanings. In the present report, the "financialization of housing" refers to structural changes in housing and financial markets and global investment whereby housing is treated as a commodity, a means of accumulating wealth and often as security for financial instruments that are traded and sold on global markets. It refers to the way capital investment in housing increasingly disconnects housing from its social function of providing a place to live in security and dignity and hence undermines the realization of housing as a human right. It refers to the way housing and financial markets are oblivious to people and communities, and the role housing plays in their well-being.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Economic Rights
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 13
- Paragraph text
- States' human rights obligations are commonly categorized on the basis of a tripartite division of obligations to respect, protect and fulfil human rights. A State must respect the right to housing by refraining from taking any action that would violate that right, protect individuals and communities from violations of the right to housing by third parties and fulfil the right to adequate housing to the maximum of its available resources, with a view to achieving progressively its full realization by all appropriate means, including particularly the adoption of legislative measures. The obligation to fulfil the right to housing includes adopting and implementing, in collaboration with stakeholders, strategies for the realization of the right to housing that clarify the responsibilities and roles of all levels of government, institutions and private actors, with goals, timelines, accountability mechanisms, appropriate budgetary allocations and measures to ensure access to justice.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 60
- Paragraph text
- In the first case to be considered by the Committee on Economic, Social and Cultural Rights under the Optional Protocol to the International Covenant on Economic, Social and Cultural Rights, I.D.G. v. Spain, the Committee considered States' obligations to ensure access to justice in the context of mortgage foreclosure. As a result of a domestic court's lack of diligence, the author of the communication had not received notification of mortgage enforcement proceedings and received no other communication prior to an auction order. In those circumstances, the Committee found that the author's right to access to justice to protect the right to housing had been violated. The Committee found that "such notice in respect of a foreclosure application needs to be adequate, in accordance with the standards of the Covenant applicable to the right to housing". The Committee clarified that Spain should ensure that no eviction takes place without due process guarantees, affirming that "the right to housing should be ensured to all persons irrespective of income or access to economic resources".
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 15
- Paragraph text
- The State must regulate, direct and engage with private market and financial actors, not simply to ensure that they do not explicitly violate rights, but also to ensure that the rules under which they operate and their actions are consistent with the realization of the right to adequate housing. States are obliged under international human rights to ensure that private investors respond to the needs of residents for secure, affordable housing and do not cater only to the wealthy or purchase homes simply to leave them empty.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Economic Rights
- Equality & Inclusion
- Governance & Rule of Law
- Person(s) affected
- All
- Year
- 2017
Paragraph
The right to adequate housing of persons with disabilities 2017, para. 45a
- Original document
- Paragraph text
- [The Committee on Economic, Social and Cultural Rights has identified some indicators of whether a State has satisfied a standard of reasonableness, including:] The extent to which the measures taken were deliberate, concrete and targeted towards the fulfilment of the right;
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 76
- Paragraph text
- Many States have been too deferential to the dynamics of unregulated markets and have failed to take appropriate action to bring private investment into line with the right to adequate housing. By providing tax subsidies for homeownership, tax breaks for investors, and bailouts for banks and financial institutions, States have subsidized the excessive financialization of housing at the expense of programmes for those in desperate need of housing. There seems to be a gross imbalance between the attention, mechanisms and resources that States have developed to support the financialization of housing and the complete deficit of housing for the implementation of the right to adequate housing.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Economic Rights
- Governance & Rule of Law
- Person(s) affected
- All
- Year
- 2017
Paragraph
Financialization of housing and the right to adequate housing 2017, para. 11
- Paragraph text
- The right to adequate housing is, at its core, the right to a place to live in dignity and security. It is interdependent with other human rights, particularly the right to equality and non-discrimination and the right to life (see A/71/310). It is against those core human rights values that the actions of States in relation to financial actors and housing systems are to be assessed.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2017
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 34
- Paragraph text
- In a few cases, the Committee has considered how homelessness creates a serious threat to life, health and personal integrity for individuals in vulnerable circumstances. Surprisingly, however, the Committee has been reluctant to engage with homelessness as a violation of the right to life. Instead it has found that State action leading to homelessness may constitute cruel and inhuman treatment, contrary to article 7 of the International Covenant on Civil and Political Rights, or unlawful interference with the home, contrary to article 17. While recognizing the interdependence of civil and political rights with the right to adequate housing, the Committee has largely confined this recognition to a traditional negative rights framework of treatment, punishment or interference and has not engaged with substantive obligations to address homelessness and inadequate housing as violations of the right to life.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 41
- Paragraph text
- A refusal to hear, adjudicate and provide remedies for the category of claims to the right to life arising from systemic deprivations such as homelessness has immense consequences extending beyond the United Nations treaty monitoring system. It reinforces a negative rights practice which continues to deny access to justice for many of the most serious violations of the right to life in many jurisdictions. Often, the negative rights framework limits the types of cases for which victims are likely to have access to legal counsel, affects the kinds of arguments that lawyers are likely to advance, determines the cases courts are likely to hear and limits the remedies that might be sought and granted.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 70
- Paragraph text
- The narrowing of the right to life to a negative rights framework has deprived millions of already disadvantaged individuals of the full protection of this core right. In many domestic contexts, the right to housing may not be enshrined in law and cannot be claimed directly, whereas the right to life appears in most constitutions. In this context, a narrow interpretation of the right to life may prevent someone who is homeless or suffering severe housing inadequacy from making any human rights claim whatsoever. On the other hand, where the right to adequate housing is explicitly protected as a self-standing constitutional right, it is more effectively enforced by courts when connected to the right to life. Making this connection allows courts to better assess whether adequate resources have been allocated and reasonable measures taken in accordance with core human rights values.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 60
- Paragraph text
- The European Committee of Social Rights has consistently emphasized that the "right to shelter is closely connected to the right to life and to the right to respect of every person's human dignity". In this context, it has not only addressed violations of rights linked to State action, such as evictions, but has issued far-reaching decisions regarding systemic violations and affirmed obligations to develop and implement national strategies and legislation to address homelessness and inadequate housing.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
Homelessness as a global human rights crisis that demands an urgent global response 2016, para. 77
- Paragraph text
- National homelessness strategies have relied on legislation to clarify government obligations. Scotland enacted the Homelessness etc. (Scotland) Act in 2003, which includes the commitment to make housing a legal right by 2012. In keeping with this, an order was passed by the Scottish Parliament in 2012 that ensures that all individuals assessed to be "unintentionally homeless" have a right to settled accommodation.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 61
- Paragraph text
- The European Court of Human Rights has adopted a somewhat more restrictive approach to the right to life. This may be attributable to the fact that it is bound by the wording of article 2 of the European Convention on Human Rights, which refers to deprivations of the right to life which are intentional and suggests that the provision primarily addresses the use of force by the State. Even within these confines, however, the Court has affirmed that article 2 ranks as one of the most fundamental provisions in the Convention and "enjoins the State not only to refrain from the intentional and unlawful taking of life, but also to take appropriate steps to safeguard the lives of those within its jurisdiction". In the case of Önery?ld?z v Turkey the Court found that the failure of the authorities to do everything within their power to protect inhabitants of an informal settlement near a garbage dump from the immediate and known risk of a methane gas explosion gave rise to a violation of the right to life.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Environment
- Governance & Rule of Law
- Person(s) affected
- All
- Year
- 2016
Paragraph
Homelessness as a global human rights crisis that demands an urgent global response 2016, para. 63
- Paragraph text
- In Argentina, the non-governmental organization Centro de Estudios Legales y Sociales has integrated test-case litigation to advance the right to adequate housing for homeless people with political initiatives, in order to change the way land, property and housing is distributed and ensure broader access to justice. The newly adopted Law for the Province of Buenos Aires on Access to Dignified Habitat affirms a number of guiding principles, including the right to the city, the social function of property, meaningful democratic participation and equitable sharing of benefits of urbanization.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 27
- Paragraph text
- Lived experience illustrates that adequate housing, dignity, security and life are so closely intertwined as to be essentially inseparable. The same is true in international human rights law. The right to life cannot be separated from the right to a secure place to live, and the right to a secure place to live only has meaning in the context of a right to live in dignity and security, free of violence.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 47
- Paragraph text
- Of particular note is the recognition by the Committee on Economic, Social and Cultural Rights that the implementation of the right to adequate housing in domestic law often relies on courts and governments recognizing that the right to life is indivisible from the right to housing and other socioeconomic rights. The Committee has emphasized that, in circumstances where the right to adequate housing does not enjoy explicit constitutional protection but the right to life does, governments and courts are obliged to interpret the right to life so as to ensure access to effective remedies for Covenant rights (see E/C.12/CAN/CO/6, paras. 5 and 6).
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 64
- Paragraph text
- There is a unique quality of empathy, humanity and commitment to justice in some of the judgments of the Supreme Court of India, as it has engaged directly with the lived realities of claimants in order to consider whether their right to life has been violated. By interpreting the right to life as including the right to housing, courts have responded to social movements and at the same time have acted as a catalyst for political inclusion. Those judgments are striking for their ability to bring to life the central ambition of the Charter of the United Nations, the Universal Declaration of Human Rights and the Vienna Declaration and Programme of Action.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 69
- Paragraph text
- Assessing whether States have violated rights in these circumstances does not only mean considering whether actions of States caused a deprivation of life but also, and more fundamentally, whether there are actions which States can reasonably be expected to take to address such deprivations. Some violations of the rights to life and adequate housing may be subject to immediate remedy; others may require longer-term solutions but, regardless, access to justice must be ensured and the rights to life and adequate housing must be realized.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 42
- Paragraph text
- The negative rights framework structures political and public responses to homelessness and inadequate housing as well. When systemic homelessness and grossly inadequate housing are not considered human rights violations by courts and are not given equal attention by international human rights funders, the media, non governmental organizations and human rights institutions, it is difficult to prompt rights-based responses at the political or societal levels. On the other hand, when courts and human rights bodies truly engage with the lived experience of those who are without homes or decent housing, this can create a mobilizing effect for rights-based advocacy in the political realm.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 43
- Paragraph text
- The drafting by the Human Rights Committee of a new general comment (No. 36) on the right to life provides an important opportunity to reaffirm a commitment to a more inclusive understanding of the right to life. The Committee received submissions from many civil society organizations as well as from former Special Rapporteurs emphasizing the indivisibility and interdependence of the right to life with the rights to adequate housing, food, health and other economic, social and cultural rights and affirming the need for positive measures to address systemic violations. The Committee also generously set aside time to meet with the Special Rapporteur to discuss the particular relationship between the right to life and the right to adequate housing.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
The right to life and the right to adequate housing: the indivisibility and interdependence between these rights 2016, para. 46
- Paragraph text
- Other treaty monitoring bodies can also play a critical role in elaborating a more inclusive understanding of the right to life. The Committee on Economic, Social and Cultural Rights, for example, is responsible for interpreting and applying the right to adequate housing and other rights in the International Covenant on Economic, Social and Rights as indivisible from and interdependent with the right to life. In its general comment No. 7 on forced evictions, the Committee noted that evictions may violate the right to life and in periodic reviews it has made important contributions to an understanding of the interplay between the right to adequate housing and the right to life.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Governance & Rule of Law
- Social & Cultural Rights
- Person(s) affected
- All
- Year
- 2016
Paragraph
Homelessness as a global human rights crisis that demands an urgent global response 2016, para. 38
- Paragraph text
- The common denominator in virtually all structural causes of homelessness is government decision-making inconsistent with human rights - neglecting or failing to respond adequately to the needs of the most disadvantaged in response to crises or economic developments and allowing unregulated market forces to render large numbers of people homeless. Homelessness is created when apparently external structural causes converge with the systemic patterns of social exclusion and discrimination and when governments fail to address new challenges within a human rights framework.
- Body
- Special Rapporteur on adequate housing as a component of the right to an adequate standard of living
- Document type
- Special Procedures' report
- Topic(s)
- Equality & Inclusion
- Governance & Rule of Law
- Poverty
- Person(s) affected
- All
- Year
- 2016
Paragraph