38. Encourages Governments to promote the full, equal and effective participation and leadership of women, as well as of persons with disabilities, in the design, management, resourcing and implementation of gender-responsive and disability-inclusive disaster risk reduction policies, plans and programmes, and recognizes in this regard that women and girls are disproportionately exposed to risk, increased loss of livelihoods and even loss of life during and in the aftermath of disasters, and that disasters and the consequent disruption to physical, social, economic and environmental networks and support systems disproportionately affect persons with disabilities and their families;