A/RES/63/229 9. Invites Member States, the United Nations system, the Bretton Woods institutions, regional development banks and other relevant stakeholders to support, financially and technically, in a coordinated manner, the efforts of developing countries in capacity-building for microcredit and microfinance institutions to expand their products and services, including by improving their policy and regulatory framework; 10. Invites Member States to consider adopting policies to facilitate the expansion of microcredit and microfinance institutions in order to service the large unmet demand among poor people for financial services, including the identification and development of mechanisms to promote access to sustainable financial services, the removal of institutional and regulatory obstacles, the promotion of financial literacy and the provision of incentives to microfinance institutions that meet national standards for delivering sound financial services to the poor; 11. Encourages Member States to adopt coherent financial regulatory frameworks, including in consultation with microfinance providers, that can effectively protect the stability of their national financial systems and increase access of the poor and microenterprises and small enterprises to financial services, and also to protect consumers, in particular the poor, and in this regard invites the development partners to support the efforts of developing countries in the promotion of entrepreneurship development programmes, including for microenterprises and small and medium-sized enterprises; 12. Recognizes that the current financial crisis can adversely impact financial flows to microcredit and microfinance institutions as well as the services that they provide to the poor, and emphasizes that such instruments should be protected, as appropriate, from potential credit deficiency; 13. Decides to devote one plenary meeting at its sixty-fifth session to the consideration of the outcome of and follow-up to the International Year of Microcredit, with a view to broadening and deepening the discussion about microcredit and microfinance and inclusive financial sectors; 14. Requests the Secretary-General to submit to the General Assembly at its sixty-fifth session a report on the implementation of the present resolution, under the item entitled “Eradication of poverty and other development issues”. 72nd plenary meeting 19 December 2008 3