Women and the economy women, and effectively improve women's skills and broaden women's access to career choices, in particular in science, new technologies and other potential and innovative areas of expansion in terms of employment. Governments, international organizations and the private sector should recognize the contributions women make to economic growth through their paid and unpaid work and as employers, employees and entrepreneurs. They should adopt the following: 4. Economic policies and structural adjustment programmes, including liberalization policies, should include privatization, financial and trade policies, should be formulated and monitored in a gender-sensitive way, with inputs from the women most impacted by these policies, in order to generate positive results for women and men, drawing on research on the gender impact of macroeconomic and micro-economic policies. Governments should ensure, inter alia, that macroeconomic policies, including financial and public sector reforms, and employment generation, are gender-sensitive and friendly to small-scale and medium-sized enterprises. Local-level regulations and administrative arrangements should be conducive to women entrepreneurs.It is the responsibility of Governments to ensure that women are not discriminated against in times of structural change and economic recession. 1. Governments, international organizations, the private sector, non governmental organizations, social partners (employers' organizations and labour unions) should adopt a systematic and multifaceted approach to accelerating women's full participation in economic decision-making at all levels and ensure the mainstreaming of a gender perspective in the implementation of economic policies, including economic development policies and poverty eradication programmes. To this end, Governments are urged to enhance the capacity of women to influence and make economic decisions as paid workers, managers, employers, elected officials, members of non-governmental organizations and unions, producers, household managers and consumers. Governments are encouraged to conduct a gender analysis of policies and programmes that incorporates information on the full range of women's and men's paid and unpaid economic activity.Governments, international organizations, particularly the International Labour Organization (ILO), the private sector and non-governmental organizations, should develop and share case studies and best practices of gender analysis in policy areas that affect the economic situation of women. 5. Governments should ensure that women's rights, particularly those of rural women and women living in poverty, are being promoted and implemented through their equal access to economic resources, including land, property rights, right to inheritance, credit and traditional savings schemes, such as women's banks and cooperatives. 6. The international community should actively sup- port national efforts for the promotion of microcredit schemes that ensure women's access to credit, self-employment and integration into the economy. 2. In order to ensure women's empowerment in the economy and their economic advancement, adequate mobilization of resources at the national and international levels, as well as new and additional resources to the developing countries from all available funding mechanisms, including multilateral, bilateral and private sources, for the advancement of women, will also be required. 7. Microcredit schemes should be supported and monitored in order to evaluate their efficiency in terms of their impact on increasing women's economic empowerment and well-being, income-earning capacity and integration into the economy. 8. Governments, the private sector and those organi- 3. Governments should promote and support the zations in civil society that provide training services that promote a gender balance in terms of education and participation in economic activity, should focus on institutional capacity-building and elimination of biases in the educational system so as to counteract the gender segregation of the labour market, enhance the employability of 1

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