(i) Analyse, advise on, coordinate and implement policies that integrate the needs and interests of employed, self-employed and entrepreneurial women into sectoral and inter-ministerial policies, programmes and budgets; (j) Ensure equal access for women to effective job training, retraining, counselling and placement services that are not limited to traditional employment areas; (k) Remove policy and regulatory obstacles faced by women in social and development programmes that discourage private and individual initiative; (l) Safeguard and promote respect for basic workers’ rights, including the prohibition of forced labour and child labour, freedom of association and the right to organize and bargain collectively, equal remuneration for men and women for work of equal value and non-discrimination in employment, fully implementing the conventions of the International Labour Organization in the case of States Parties to those conventions and, taking into account the principles embodied in the case of those countries that are not parties to those conventions in order to achieve truly sustained economic growth and sustainable development. 167. By Governments, central banks and national development banks, and private banking institutions, as appropriate: (a) Increase the participation of women, including women entrepreneurs, in advisory boards and other forums to enable women entrepreneurs from all sectors and their organizations to contribute to the formulation and review of policies and programmes being developed by economic ministries and banking institutions; (b) Mobilize the banking sector to increase lending and refinancing through incentives and the development of intermediaries that serve the needs of women entrepreneurs and producers in both rural and urban areas, and include women in their leadership, planning and decisionmaking; (c) Structure services to reach rural and urban women involved in micro, small and medium-scale enterprises, with special attention to young women, low-income women, those belonging to ethnic and racial minorities, and indigenous women who lack access to capital and assets; and expand women’s access to financial markets by identifying and encouraging financial supervisory and regulatory reforms that support financial institutions’ direct and indirect efforts to better meet the credit and other financial needs of the micro, small and medium-scale enterprises of women; (d) Ensure that women’s priorities are included in public investment programmes for economic infrastructure, such as water and sanitation, electrification and energy conservation, transport and road construction; promote greater involvement of women beneficiaries at the project planning and implementation stages to ensure access to jobs and contracts. 168. By Governments and non-governmental organizations: -71-