A/HRC/50/38 Contents Page I. Introduction ................................................................................................................................... 3 II. Non-take-up: a widespread, insidious phenomenon ...................................................................... 4 III. Crushing costs of non-take-up....................................................................................................... 6 A. Reduced incomes and increased poverty and inequalities .................................................... 6 B. Psychological impacts .......................................................................................................... 6 C. Erosion of trust in the State................................................................................................... 7 Obstacles to rights-based social protection ................................................................................... 7 A. Exclusion from social protection .......................................................................................... 7 B. Workers in the informal economy: compounding legal exclusion with non-take-up ........... 9 C. Initial hurdles leading to non-take-up ................................................................................... 10 D. Post-application obstacles leading to non-take-up ................................................................ 14 Reducing non-take-up: promising practices and potential pitfalls ................................................ 16 A. Outreach strategies................................................................................................................ 17 B. Automation of benefits ......................................................................................................... 17 C. Monitoring non-take-up ........................................................................................................ 18 Conclusions and recommendations ............................................................................................... 19 IV. V. VI. 2

Select target paragraph3